Lowest fee credit card module? Built in ?

[andika]

Hello,

Is hostbill offering built in credit card payment module ? I know that credit card payments are redirected to various websites like 2checkout etc. I just found one seller using hostbill asking for credit card data directly on hostbill client area when pay the invoice.  Is that possible, because I can save plenty of money with  credit card payment gateway fees.

[d4f]

Yes Hostbill supports locally saved CC data which you then book either through webinterface or local terminal.
HOWEVER you will not save any money. If you store credit cards locally, you are REQUIRED to comply to the corresponding PCI DSS which, among others, requires biometric access to the datacenter, armed guards, regular software analysis of your entire server including Hostbill....

Trust me, you do not want to even try going that path because it will hurt you more than the small monthly fee and 1% surcharge  you will pay for your payment processor to handle online payments on their site.
You sound like you already have a card terminal in your shop, why not ask your current processor for a payment handling page? You'll only need to comply to PCI SAQ-A or SAQ-A-EP which basically only means quarterly security scans from an accredited PCI vendor (150-900$/year for subscription) and 2 sheets of questions per year as well as applying some "best practice" solutions on your server.